Why do you need access to my bank statements?

The Importance of Bank Statements in the Underwriting Process: Demonstrating Financial Health and Activity

Your bank statements will be able to summarize how much money you have in your account and also show you a list of all activities throughout a particular period, including deposits and withdrawals. Providing bank statements during the underwriting process shows you have reserve funds available, proves you can cover short term costs & debts, and provides underwriters with necessary information to make an informed decision on your application.