What is a Worth Score?

An AI-driven score that evaluates business legitimacy, financial health, and risk—using over 1,100 data points.

What is the Worth Score™?

The Worth Score™ is a powerful, AI-driven credit score for businesses—similar in concept to a personal credit score like FICO®, but designed specifically to evaluate the legitimacy, financial health, and overall trustworthiness of a company.

Just like how your personal credit score summarizes your financial reliability, the Worth Score distills over 1,100 data points—including payment history, debt levels, public records, ownership data, and digital footprint—into a single, unified score. This enables lenders, partners, and compliance teams to quickly assess the risk profile of a business with confidence and clarity. Some of the components that help derive the  

👉 To see what fuels the Worth Score™, check out the full list of components that go into its calculation below:


Why It Matters

  • Streamlined Onboarding: Simplifies the Know Your Business (KYB) process by providing a unified view of a company's financial health.

  • Enhanced Risk Assessment: Identifies potential risks and fraud by analyzing a wide array of financial and organizational data.

  • Improved Decision-Making: Offers real-time insights into a business's credit profile, facilitating quicker and more confident lending and partnership decisions.​


Key Benefits

  • Comprehensive Data Integration: Aggregates structured and unstructured data from sources like the IRS, Secretary of State filings, and online presence to form a complete credit profile.

  • Explainable AI Models: Utilizes machine learning algorithms that provide transparent and interpretable credit assessments, promoting fairness and consistency across evaluations.

  • Real-Time Monitoring: Continuously updates credit scores to reflect the most current financial information, ensuring decisions are based on up-to-date data. ​

For more information on the Worth score, visit our FAQ Knowledge Base Article.