An AI-driven score that evaluates business legitimacy, financial health, and risk—using over 1,100 data points.
What is the Worth Score™?
The Worth Score™ is a powerful, AI-driven credit score for businesses—similar in concept to a personal credit score like FICO®, but designed specifically to evaluate the legitimacy, financial health, and overall trustworthiness of a company.
Just like how your personal credit score summarizes your financial reliability, the Worth Score distills over 1,100 data points—including payment history, debt levels, public records, ownership data, and digital footprint—into a single, unified score. This enables lenders, partners, and compliance teams to quickly assess the risk profile of a business with confidence and clarity. Some of the components that help derive the
👉 To see what fuels the Worth Score™, check out the full list of components that go into its calculation below:
Why It Matters
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Streamlined Onboarding: Simplifies the Know Your Business (KYB) process by providing a unified view of a company's financial health.
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Enhanced Risk Assessment: Identifies potential risks and fraud by analyzing a wide array of financial and organizational data.
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Improved Decision-Making: Offers real-time insights into a business's credit profile, facilitating quicker and more confident lending and partnership decisions.
Key Benefits
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Comprehensive Data Integration: Aggregates structured and unstructured data from sources like the IRS, Secretary of State filings, and online presence to form a complete credit profile.
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Explainable AI Models: Utilizes machine learning algorithms that provide transparent and interpretable credit assessments, promoting fairness and consistency across evaluations.
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Real-Time Monitoring: Continuously updates credit scores to reflect the most current financial information, ensuring decisions are based on up-to-date data.
For more information on the Worth score, visit our FAQ Knowledge Base Article.